Offices of the Insurance Commissioner
James A. Dodrill
Insurance Commissioner

Consumer Services

Things To Do Before A Loss

Take photographs of each room in you house. Date the photographs and give them to your insurance agent or a neighbor. Do not keep them in your house, because they may get destroyed with your house. Make copies of sales slips of all major items purchased for the home, such as a television, stereo, cameras, etc. We recommend that you make a complete inventory of all contents of your home or apartment. Also keep a list of serial numbers of all "theft prone items". Most insurance companies will be glad to furnish you with an inventory form.

Why this is important

First, it gives you some sort of documentation.
Second, hardly anybody can remember all the things in their house. This helps. You will be surprised how much all this stuff adds up to in dollars and how much you forget to claim.