STATE OF WEST VIRGINIA
Offices of the Insurance Commissioner
James A. Dodrill
Insurance Commissioner
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Important Message About Informational Letters

Important Message About Informational Letters

The Informational Letters will be issued to convey general information to consumers, insurers, stakeholders or the general public.  For example, Information Letters may be issued to provide legislative updates, consumer alerts, disaster preparedness or insurance related eductional information. Please be advised that the West Virginia Offices of the Insurance Commissioner no longer delivers Informational Letters by U.S. Mail. If you wish to receive these Letters, you must maintain a correct e-mail address by notifying Janice Hemmelgarn at Janice.L.Hemmelgarn@wv.gov. If you have a question concerning an Informational Letter, please e-mail your question to OICInformationalLetters@wv.gov or call (304) 558-0401.

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Informational Letters Index - Listed by most recent letter
NumberDescriptionPDFWordSort by ValueSorted By Sort by Value In Descending Order
#206Mandatory Reporting of Known or Suspected Insurance Fraud & Related Criminal Activity; Potential Consequences for Failure to Report 206.0
#205Guidance on Rebating and Value-Added Products and Services 205.0
#204West Virginia Life and Health Insurance Guaranty Association Act Summary Document 204.0
#203Summary of 2019 Legislation 203.0
#202Permissible Duties of Unlicensed Customer Service Representatives  202.0
#201Letter of Exemption From Workers' Compensation Insurance Coverage 201.0
#200Summary of 2018 Legislation 200.0
#199Summary of 2017 Legislation 199.0
#198Gramm-Leach-Bliley Act Annual Privacy Notices 198.0
#197Summary of 2016 Legislation 197.0
#196Protecting Affordable Coverage for Employees Act 196.0
#195Medical Procedure Coding 195.0
#194Excess/Umbrella Liability Policies - UM/UIM Offer Forms194.0
#193Minimum Financial Responsibility Limits & UM/UIM Offer Forms193.0
#192Summary of 2015 Legislation 192.0
#191AHospital Indemnity or Other Fixed Indemnity Policies - Attestation Requirement 191.5
#191Hospital Indemnity or Other Fixed Indemnity Policies 191.0
#190AW. Va. Code of St. R. 114-97 - External Review of Issuers' Adverse Health Insurance Determination 190.5
#190W. Va. Code of St. R. 114-95 - Utilization Review & Benefit Determination; W. Va. Code of St. R. 114-96 - Health Plan Issuer Internal Grievance Procedure; W. Va. Code of St. R. 114-97 - External Review of Issuers' Adverse Health Insurance Determination 190.0
#189Unfair Claims Settlement Practices Act, Notice of Necessary Delay Letter(s) and W.Va. Code of State Rules §§114-14-1, et seq. 189.0
#188Summary of 2014 Legislation 188.0
#187Summary of 2013 Legislation 187.0
#186AProviding Essential Health Benefits in West Virginia 186.5
#186Providing Essential Health Benefits in West Virginia 186.0
#185Infertility Services - Minimum Benefits 185.0
#184"Habilitative Benefit" Category of Essential Health Benefits 184.0
#183West Virginia Workers' Compensation Regulatory Surcharge Change 183.0
#182Guidance on the Implementation of the West Virginia Long-Term Care Partnership Program 182.0
#181AAmended Summary of 2012 Legislation 181.0
#180West Virginia FAIR Plan and the Voluntary Market 180.0
#179Summary of 2011 Legislation 179.0
#178AUse of Retained Asset Accounts 178.0
#177Processing of Occupational Pneumoconiosis Claims 177.0
#176Workers' Compensation Dependents' Death Benefits - Notices to Dependents Under W. Va. Code §23-4-10(f) 176.0
#174Summary of 2010 Legislation 174.0
#173Alternative Payment Methods for Benefit Awards173.0
#172Record Retention Requirement172.0
#171Debt Cancellation Contracts and Debt Suspension Agreements 171.0
#170Funeral or Cemetery Expenses pursuant to W. Va. Code §23-4-4(a) 170.0
#169Summary of 2009 Legislation 169.0
#168AExtended election period for COBRA coverage pursuant to the American Recovery and Reinvestment Act of 2009 168.1
#168Extended election period for COBRA coverage pursuant to the American Recovery and Reinvestment Act of 2009168.0
#167Workers' Compensation Non-Awarded Partial ("NAP") Benefits167.0
#166Licensure of PBMs as TPAs 166.0
#165Definition of "Governmental Bodies" as used in WV Code §23-2C-15(b)165.0
#164Limitations on Reopenings Imposed by WV Code §23-4-16164.0
#163Mandatory Use of SERFF and EFT for Submitting Rate and Form Filings163.0
#162AProcedures for Calculating Workers' Compensation Benefits Based on Average Weekly Wage 162.1
#162Procedures for Calculating Workers' Compensation Benefits Based on Average Weekly Wage 162.0
#161Procedures to Follow for Coverage Issues161.0
#160West Virginia Workers' Compensation Legislative Changes - HB 4636160.0
#159Summary of 2008 Legislation159.0
#158Summary of 2007 Legislation158.0
#157Dependents' Death Benefit Claim under W. Va. Code § 23-4-10157.0
#156Summary of 2006 Legislation156.0
#155Appointment requirements for producers acting on behalf of an insurance company155.0
#154Mandatory Reporting of Insurance Fraud and Designation of Company Fraud Contact 154.0
#153Clarification of "Notation of Consumer Costs Savings" Requirement153.0
#152Summary of 2005 Legislation152.0
#151Interpretation of Exception to Licensure Requirement for Adjusters Under 114-25-3.2151.0
#150Implementation of Nonrenewal Method Elected by Insurer under West Virginia Code Section 33-6A-4b150.0
#149Complaint Record149.0
#148Reunderwriting Policies of Property Insurance148.0
#147Summary of 2004 Legislation 147.0
#145Summary of 2003 Legislation145.0
#144Foreign licensed fraternal, life and accident and health, property and casualty, risk retention groups, title and reciprocal insurance companies144.0
#143Revisions - Official Used Car Guides143.0
#141Summary of 2002 Legislation141.0
#140Family Member Exclusions140.0
#138Executive Order Blocking Property & Prohibiting Transactions with Persons who Permit, threaten to commit, or support terrorism138.0
#135BElectronic Transaction of Insurance 135.2
#134All HMO's - Patient Bill of Rights134.0
#133All Insurers - Insurance Tax Procedures Act (ITPA)133.0
#132Risk Retention Groups-Insurance Tax Procedures Act (ITPA)132.0
#131Excess Lines Brokers - Insurance Tax Procedures Act (ITPA)131.0
#130UM/UIM Excess Form130.0
#128Summary of Legislation Enacted During the 2001 Regular Session of the West Virginia Legislature128.0
#127Official Used Car Guides127.0
#126Premium Tax Credit for Investment in West Virginia Securities (House Bill 4303)126.0
#124Codification of Statutory Accounting Principles124.0
#123Official Used Car Guides123.0
#121-AClarification of Uninsured and Underinsured Coverage Offers121.1
#121Follow-up to Informational Letters #120 and #120-A-Revised Forms and Explanation of Procedure for "Making Available" UM and UIM coverage to Insureds.121.0
#119-BArbitration and Appraisal Provisions - Homeowners119.2
#118Summary of Legislation Enacted During the 2000 Regular Session of the West Virginia Legislature118.0
#116Aids Testing/Reporting Requirements116.0
#115Adjustment of Total Loss Auto Claims115.0
#114Summary of Legislation Enacted During the 1999 Regular Session of the West Virginia Legislature114.0
#113Triple X (Senate Bill 214)113.0
#112Health Maintenance Organization Renewal Application Checklist112.0
#110Brief summary of significant insurance legislation enacted during the 1998 regular session of the West Virginia Legislature110.0
#109-BTime Frame for Writing Medicare Supplement Applications 109.12
#109-ASolicitation of medicare supplement policies to persons eligible by reason of age -- time frame for obtaining medicare supplement application,109.1
#107CanadaNon-ResidentInter-Province Motor Vehicle Liability Insurance Power Of Attorney And Undertaking107.0
#106Election Of Individual Guaranteed Issue Policies Under The Federal Fallback Provisions Of The Health Insurance Portability And Accountability Act Of 1996 And West Virginia Code §33-15-2b106.0
#105Revised Resident Agent Licensing Application105.0
#104Summary of Significant Insurance Legislation Enacted During The 1997 Regular Session Of The West Virginia Legislature104.0
#102Insurance For Diabetics102.0
#101APunitive Damages Exclusions In Personal Lines Liability Insurance Policies 101.0
#99HMO Provider Billing99.0
#98Significant 1996 HMO Statutory Changes98.0
#97Automotive Crash Parts97.0
#96Summary Of 1996 Legislation96.0
#95Treatment Of Assessment Payments95.0
#94-B1996 Legislative Information Pertaining To Replacement Of Life Insurance And Low Value Life Insurance Policies94.2
#92Summary Of 1995 Legislation92.0
#91Summary Of 1994 Legislation91.0
#90Release Of Records For Medicaid Recipients90.0
#87Summary Of 1993 Legislative Rules87.0
#86Summary Of 1993 Legislation86.0
#80Brief Summary Of Significant Insurance Legislation Enacted During The 1992 Regular Session Of The West Virginia Legislature.80.0
#77Significant Insurance Legislation Enacted During The 1991 Regular Session Of The Legislature77.0
#73Temporomandibular Joint Disorder (TMD) And Craniomandibular Disorder (CMD) Regulation73.0
#70Brief Summary Of Significant Insurance Legislation Enacted During The 1990 Regular Session Of The West Virginia Legislature70.0
#65Significant Insurance Legislation Enacted During The 1989 Regular Session Of The WV Legislature65.0
#61§3903(d)(2) Of The Federal Risk Retention Act Of 1986, Requiring Purchasing Groups To Give Notice To State Insurance Commissioners61.0
#57Filing Requirements For Insurers Providing Accident And Sickness Coverage, Group & Individual, In West Virginia57.0
#52 ErrataErrata 52.2
#52Insurance Legislation Enacted During The 1988 Session Of The WV Legislature 52.0
#50Federal Liability Risk Retention Act Of 198650.0
#49Complaints And Inquiries Concerning Agents Of The Insurer49.0
#48Guidelines For Video-Cassette Commercials48.0
#45BDisapproval Of Policies By Lienholders Due To Lack Of A.M. Best Rating, §33-11-5(b)(2) Of The West Virginia Code45.2
#43 SupSenate Bill No. 487 -- Disclosure Information Concerning Mass Marketed Life And Health Insurance Filing Abstracts43.1
#43Mass Marketed Life And Health Insurance Filing Abstracts43.0
#42Brief Summary Of Significant Insurance Legislation Enacted During The 1987 Regular Session Of The West Virginia Legislature.42.0
#40Approval Of Rate Filings - Consent To Rate 40.0
#39Cancellation Or Nonrenewal Of Automobile Liability Or Physical Damage Insurance Policies39.0
#38Brief Summary Of Significant Insurance Legislation Enacted During The 1986 Regular Session And First Extraordinary Session Of The WV Legislature38.0
#33Brief Summary Of Significant Insurance Enacted During The 1985 Regular Session Of The WV Legislature33.0
#32Compulsory Motor Vehicle Liability Insurance - Statute32.0
#25Brief Summary Of Significant Insurance Legislation Enacted During The 1984 Regular Session Of The WV Legislature25.0
#15West Virginia Administrative Regulation Of Credit Life And Credit Accident And Sickness Insurance15.0
#10Valued Policy Law10.0
#6Excessive Charges By Agents6.0