WEST VIRGINIA
Offices of the Insurance Commissioner
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Allan L. McVey
Insurance Commissioner
Life & Health Rates and Forms
Health Insurance Filing Dates for 2025 Forms, Binders and Rates

Following are the filing dates for 2026 plans:

Forms and Binders due May 9, 2025.

Rates due July 11, 2025.

If you have any questions, please contact the Life & Health Division at (304) 720-8584 or OICRatesFormsLH@wv.gov

Information for Health, Dental and Vision Benefit Plan Filings

Access Plan

Pursuant to W.Va. Code St. Rules 114-100-4.5, all health benefit plans and marketing materials of a health carrier must clearly disclose the existence and availability of an Access Plan. You are required to place a simple sentence on how to find a network provider in advertisements and all forms.


Pharmacy Benefit Manager

The filings need to include the name of the Pharmacy Benefit Manager and the total amount of rebates in the Actuarial Memorandum.

Electronic Public Access to Insurance Company Filings

Insurance company filings are now available to the public through the SERFF Filing Access (SFA) website. Through the SFA, you can view filing conveniently from your home, office or anywhere you have access to a computer. There is no charge associated with this method.