Offices of the Insurance Commissioner
Allan L. McVey
Insurance Commissioner
Contact Information
  (304) 558-2094
  WV Offices of the Insurance Commissioner
  Attention: Rates & Forms
  P.O. Box 50540, 900 Pennsylvania Avenue
  Charleston, West Virginia 25305-0540
Physical Address:
  West Virginia Lottery Building
  900 Pennsylvania Ave.
  Charleston, West Virginia 25302
Business Hours
    (Mon-Fri) 8:30 am - 4:30 pm
    Eastern Standard Time
Rates & Forms

The Rates & Forms Division reviews and approves or disapproves rate filings to determine the consistency with statutory requirements that they not be excessive, unjust, or unfairly discriminatory. We review and approve or disapprove insurance policies, rules and related forms consistent with statutes and regulations.

General Information

Our Division consists of the following: Life & Health, HMO's, Credit Life and Accident & Health and Property-Casualty. Life & Health includes Medicare Supplement, Long Term Care, Individual & Group Health. Property & Casualty includes Personal & Commercial Fire, General Liability, Inland Marine, Medical Malpractice, Personal & Commercial Automobile, Workers' Compensation and other types of liability.

We are a PRIOR APPROVAL STATE. We receive approximately 500 filings per month.

Health Insurance Filing Dates for 2024 Forms, Binders and Rates

Following are the filing dates for 2024 plans:

Forms and Binders due May 8,2023

Rates due June 26,2023

If you have any questions, please contact the Rate & Forms Division at (304) 558-2094 or OICRatesForms@wv.gov 

Electronic Public Access to Insurance Company Filings

Insurance company filing are now available to the public through the SERFF Filing Access (SFA) website. Through the SFA, you can view a filing conveniently from your home, office or anywhere you have access to a computer. There is no charge associated with this method.