Licensing and Education is responsible for processing and maintaining records on insurance licensees licensed to transact business in West Virginia. These licensees include residents who must complete educational and testing requirements to obtain a license. Residents of other states who have completed similar requirements in their states of domicile may apply for a West Virginia non-resident license by submitting the appropriate application and documentation for review. In addition to licensing of individual producers and adjusters, the division oversees the licensing of Adjusters, Surplus Lines Licensees, Business Entities (Agencies), Viatical Settlement Brokers,Viatical Settlement Business Entities and Bail Bonds, Independent Adjuster Business Entities and Public Adjuster Business Entities.