The Rates & Forms Division reviews and approves or disapproves rate filings to determine the consistency with statutory requirements that they not be excessive, unjust, or unfairly discriminatory. We review and approve or disapprove insurance policies, rules and related forms consistent with statutes and regulations.
Our Division consists of the following: Life& Health, HMO's, Credit Life and Accident & Health and Property-Casualty. Life & Health includes Medicare Supplement, Long Term Care, Individual & Group Health. Property & Casualty includes Personal & Commercial Fire, General Liability, Inland Marine, Medical Malpractice, Personal & Commercial Automobile, and other types of liability.
We are a PRIOR APPROVAL STATE. We receive approximately 500 filings per month.