Liability: $25,000/$50,000 Property damage: $25,000 Uninsured Motorist: $25,000/$50,000 Property damage: $25,000 For further information about compulsory insurance, please contact the West Virginia Department of Motor Vehicles, 1800 Kanawha Boulevard East, Building 3, Charleston, WV 25305, 304-558-3900 or 800-642-9066. While the limits listed above are mandatory minimum requirements, our laws require that all insurers offer higher optional limits of uninsured motorist coverage and provide the option to purchase underinsured motorist coverage which are as follows: MANDATORY OPTIONAL OFFERING OF COVERAGE Uninsured Motorist (maximum): Property damage: $50,000 Bodily injury: $100,000/$300,000 Underinsured Motorist (minimum): Property damage: $25,000 Bodily injury: $ 25,000/$ 50,000 Increased underinsured motorist coverage may be purchased up to the limits of liability coverage carried on the policy.