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Insurance Rules Index

The rules found on the Insurance Commission web site are provided as a public service only. Although this web site is updated on a regular basis, the Insurance Commission cannot guarantee the accuracy or completeness of the site’s contents and disclaims liability for errors and omissions in the contents. The official version of all Insurance Commission rules is maintained by the West Virginia Secretary of State and may be accessed through that office or through its web site. When relying upon any Insurance Commission rule, you are advised to obtain a copy of that rule from the office of the Secretary of State.

Click here to see the rules listed on the Secretary of States web site

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Current - Proposed - Emergency

SERIES NO.
TITLE
TYPE
   
Current
Proxies, Consents, and Authorizations of Domestic Stock Insurers L
Licensing and Conduct of Individual Insurance Producers L
Cancellation and Nonrenewal of Automobile Liability Policies L
Insider Trading of Equity Securities of a Domestic Stock Insurance Company L
Procedures to be Followed by Fire Rating Organizations P
Regulation of Credit Life Insurance and Credit Accident and Sickness Insurance L
Premium Financing of Life Insurance for College Students L
Replacement of Life Insurance Policies and Annuity Contracts L
Mass Marketing of Property and Liability Insurance L
Advertisement of Accident and Sickness Insurance L
Disclosure and Deceptive Practices in the Advertisement, Solicitation and Sale of Life Insurance L
Individual Accident and Sickness Insurance Minimum Standards L
Rules of Practice and Procedure for Hearings before the West Virginia Insurance Commissioner P
Unfair Trade Practices L
Examiners and Examinations L
Series 16
Standards for Uniform Health Care Administration - REPEALED L    
Medicare Supplement Insurance Coverage L
Series 18, 19
RESERVED
Surplus Lines Insurance L
West Virginia Essential Property Insurance Association L
Medical Malpractice Annual Reporting Requirements L
Medical Malpractice Loss Experience and Loss Expense Annual Reporting Requirements L
Medicare Supplement Insurance L
Insurance Adjusters L
Accident and Sickness Rate Filing L
AIDS Regulations L
AIDS Regulations - Sunset Date – Replaced by Amendments to Series 27 I
Group Coordination of Benefits L
Health Insurance Benefits for Temporomandibular and Craniomandibular Disorders L
"Tail" Malpractice Insurance Covering Certain Medical and Allied Health Care Providers L
Guaranteed Loss Ratios as Applied to Individual Sickness and Accident Insurance Policies L
Long-Term Care Insurance L
Series 33
Individual and Employer Group Minimum Benefits Accident & Sickness Insurance Policies - REPEALED L    
Filing Fees for Purchasing Groups, and for Risk Retention Groups not Chartered in this State L
Insurance Holding Company Systems Reporting Forms L
West Virginia Life and Health Insurance Guaranty Association Act Notice Requirements L
West Virginia Life and Health Insurance Guaranty Association Act Notice Requirements - APPENDIX A L
Substandard Risk Motor Vehicle Insurance Notice Requirements L
Continuation of Coverage under Automobile Liability Policies L
Group Accident and Sickness Insurance Minimum Policy Coverage Standards L
Credit for Reinsurance L
Actuarial Opinion and Memorandum Rule L
Continuing Education for Insurance Producers L
Health Maintenance Organizations L
Minimum Reserve Standards for Individual and Group Health Insurance Contracts L
Recognizing Annuity Mortality Tables for Use in Determining Reserve Liabilities for Annuities L
Filing Procedures for Health Maintenance Organizations L
Series 47
Individual Medical Savings Accounts - DISAPPROVED L    
Life and Health Reinsurance Agreements L
Series 49
Valuation of Life Insurance Policies - DISAPPROVED L    
Emergency Medical Services L
Utilization Management L
Diabetes Regulations L
Quality Assurance L
Group Accident and Sickness Insurance Issuance, Portability and Marketing Requirements L
Guaranteed Issue of Individual Accident and Sickness Insurance L
Quality Assurance Standards for Prepaid Limited Health Service Organizations L
Privacy of Consumer Financial and Health Information L
External Review of Coverage Denials L
Medical Malpractice Insurance Consent to Rate and Guide "A" Rate Agreements L
Affidavits of Custodian Banks P
Credit Personal Property Insurance L
Standards for safeguarding consumer information L
Standard Motor Vehicle Policy Provisions L
Mental Health Parity L
Self-Insurance pools for political subdivisions L
Mental Health Parity Cost Containment Measures Application and Annual Reporting Requirements REPEALED 4-29-08 P
Rate & Form Filing Abstracts (RULE ONLY - To View Forms You Must Visit The Secretary Of State's Web Site At - www.wvsos.com) P
Valuation of Life Insurance Policies L
Valuation of Life Insurance Policies - Appendix A L
Recognition of the 2001 CSO Mortality Table For Use In Determining Minimum Reserve Liabilities and Nonforfeiture Benefits L
Recognition of Preferred Mortality Tables for Use in Determining Minimum Reserve Liabilities L
Rebates and Referrals I
Insurance Fraud Prevention L
Personal Private Passenger Automobile Liability Insurance and Property Insurance Withdrawal Plan Procedures P
Small Employer Eligibility Requirements L
Nonrenewal of Property Insurance Policies L
Private Passenger Automobile and Property Insurance - Biannual Rate Filings L
Rules of Practice and Procedure for Administrative Proceedings Brought by Third Party Claimants P
Rate Filing Requirements For Title Insurance Companies L
Individual Limited Health Benefits Plans L
Group Limited Health Benefits Plans L
Procedures For Analytical Criteria and Methodology P
Proposed
Licensing and Conduct of Individual Insurance Producers, Agencies and Solicitors L
Fingerprinting Requirements For Applicants For Insurance Producer License L
Replacement of Life Insurance Policies and Annuity Contracts L
Advertisement of Life Insurance and Annuities L
Life Insurance Disclosures L
Suitability In Annuity Transactions L
Life Insurance Illustrations L
Examiners and Examinations L
Guaranteed Loss Ratios as Applied to Individual Sickness and Accident Insurance Policies L
Mental Health Parity L
Recognition of Preferred Mortality Tables For Use In Determining Minimum Reserve Liabilities L
Military Sales Practices L
Emergency
       
Key

L = Legislative
P = Procedural
I = Interpretive
E = Emergency

 

 
 
 
           
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Jane L. Cline - West Virginia Insurance Commissioner State Of West Virginia Home Page West Virginia Offices of the Insurance Commissioner