wvinsurance.gov - West Virginia Insurance Commission

Informational Letters

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Number	Description	Status
#1	Termination Of Automobile Liability Insurance	Superseded by W.Va. Code § 33-6B-4
#1A	Procedure For Filing Policy Forms Relating To Cancellation	Outdated; See W.Va. Code § 33-6A-1 et seq.
#2	Standard Policy Provisions - Uninsured Motorist Insurance	Outdated; See proposed legislative rule, Series 63
#2A	Standard Policy Provisions - Uninsured Motorist Insurance	Codified by W.Va. Code §§ 33-6-31 and 33-6-31a
#3	Certificates Of Insurance	Outdated
#4	Coordination Of Benefits - Variable Deductible Guidelines	Outdated
#5	Notice Of Proposed Administrative Rules	Outdated; See State Register
#6	Excessive Charges By Agents	Law is applicable
#7	Payment Of Commissions	Amended by 7-A
#7A	Payment Of Commissions	Superseded by 7-B
#7B	Payment Of Commissions	Outdated; See W.Va. Code § 33-12-23
#8	Individual Accident And Sickness Minimum Standards Act - Pre-Existing Conditions	Outdated; Codified at W.Va. Code § 33-28-7 and 114 C.S.R. 12
#9	Salvage And Subrogation	Outdated; See NAIC Accounting Practices and Procedures Manual Statement of Statutory Accounting Principle # 55
#10	Valued Policy Law	Law is applicable; See W.Va. Code § 33-17-9
#11	Form And Rate Filing Abstracts For Fire, Marine, Casualty, And Surety Filings	Outdated; Superseded By Informational Letter No. 29
#12	Inventory Of Insurance Form To Be Used In The sale Of Deposit Term-Type Policies	Outdated
#13	Unearned Premium Refunds (Senate Bill 559)	Outdated
#13A	Unearned Premium Refunds (Senate Bill 559)	See 114 C.S.R. 6
#14	Uninsured Motorist, Underinsured Motorist Coverage (Senate Bill 288)	Outdated; Superseded by amended W.Va. Code § 33-6-31; See also Informational Letters 121 & 121-A
#15	West Virginia Administrative Regulation Of Credit Life And Credit Accident And Sickness Insurance	Law is applicable
#16	Mine Subsidence Insurance	See 115 C.S.R. 1 et seq.
#17	Form And Rate Filing For Abstracts For Accident And Sickness Insurance Filings	Outdated; See 114 C.S.R.67
#18	Agent Appointments And Terminations	Outdated; Article 12 rewritten
#19	Emergency Regulation Concerning Supplemental Insurance Coverage For Continuum Of Care Services	Outdated; Emergency rule referenced, expired
#20	Norris v. Arizona Governing Committee	Outdated
#21	Notify All Interested Persons Of Certain Changes In Mailing List Procedures	Outdated
#22	Compulsory Motor Vehicle Liability Insurance Regulations	Outdated; See Informational Letter 32
#23	Excess Line Brokers Regulation	Rule was amended in 1996
#24	Excess line Brokers - Excessive Charges	Law is applicable
#25	Brief Summary Of Significant Insurance Legislation Enacted During The 1984 Regular Session Of The WV Legislature	1984 Legislative Summary
#26	Complaint Handling Procedures - Maintaining A Claims Register	Law is applicable; Informational Letter is dated
#27	Rating And Underwriting Small, Non-Commercial Business Operations	Law is applicable; Informational Letter is dated
#28	Reporting Premiums On Mine Subsidence	Outdated
#29	Form And Rate Filing Abstracts For Fire, Marine, Casualty And Surety Filings	Outdated; See C.S.R.67
#30	Agent Licensing Procedures	Form no longer in use; Procedure remains the same; See Informational Letter 66
#31	Agent Licensing Information	Outdated
#32	Compulsory Motor Vehicle Liability Insurance - Statute	Law is applicable
#33	Brief Summary Of Significant Insurance Enacted During The 1985 Regular Session Of The WV Legislature	1985 Legislative Summary
#34	Excess Line Broker’s Affidavit And Report	Outdated; See W.Va. Code § 33-12C-2
#35	Cancellation Or Non-Renewal Of Automobile Liability Or Physical Damage Insurance Policies	Law is applicable; Informational Letter is dated; See Informational Letter 39
#36	Increase Of Fees And Charges Assessed Against Insurers And Their Agents, Brokers, Solicitors And Service Representatives	Outdated; See W.Va. Code § 33-3-13 and Insurance Commission website
#37	Automobile Insurance Discounts For Drivers Over 55 Years Of Age	Law is applicable; Informational Letter is dated
#38	Brief Summary Of Significant Insurance Legislation Enacted During The 1986 Regular Session And First Extraordinary Session Of The WV Legislature	1986 Legislative Summary
#39	Cancellation Or Nonrenewal Of Automobile Liability Or Physical Damage Insurance Policies	Amends 35; Law is applicable
#40	Approval Of Rate Filings - Consent To Rate	Fee has changed to $25.00
#41	West Virginia Insurance Laws Chapter 33, Article 12, Section 4 Requirements And Restrictions As To Brokers	Outdated; Article 12 rewritten
#42	Brief Summary Of Significant Insurance Legislation Enacted During The 1987 Regular Session Of The West Virginia Legislature.	1987 Legislative Summary
#43	Mass Marketed Life And Health Insurance Filing Abstracts	Law is applicable
#43 Sup	Senate Bill No. 487 -- Disclosure Information Concerning Mass Marketed Life And Health Insurance Filing Abstracts	Law is applicable
#44	Annual And Quarterly Premium Tax Return Filing Requirements	Law is applicable; Informational Letter is dated
#45	Disapproval Of Policies By Lienholders Due To Lack Of A.M. Best Rating §33-11-5(b)(2) Of The West Virginia Code	Superseded by 45-A
#45A	Disapproval Of Policies By Lienholders Due To Lack Of A.M. Best Rating, §33-11-5(b)(2) Of The West Virginia Code	Superseded by 45-B
#45B	Disapproval Of Policies By Lienholders Due To Lack Of A.M. Best Rating, §33-11-5(b)(2) Of The West Virginia Code	Law is applicable
#46	Annual And Quarterly Premium Tax Return Filing Requirements	Outdated; See W.Va. Code § 33-12C-9
#47	Usage Of Vehicle Restriction List As A Basis For Cancellation Or Non-Renewal Of Policies	Amended by W.Va. Code § 33-6A-4
#48	Guidelines For Video-Cassette Commercials	Law is applicable
#49	Complaints And Inquiries Concerning Agents Of The Insurer	Law is applicable
#50	Federal Liability Risk Retention Act Of 1986	Law is applicable
#51	Licensing Of Credit Life And Credit Accident & Sickness Agents	Superseded by W.Va. Code § 33-6-5a; See Informational Letter 85
#52	Insurance Legislation Enacted During The 1988 Session Of The WV Legislature	1988 Legislative Summary;
#52 Errata	Errata	Legislative Action
#53	1988 Senate Bill No. 86 - Summarize Changes In §33-6-31	Codified at W.Va. Code §§ 33-6-31 and 33-6A-1
#54	Filing Requirements For Companies Which Are Members Of Rating Organizations	Law is applicable; Informational Letter is dated
#55	Deductions From Total Loss Auto Claims/Average Retail Condition	Outdated; See Informational Letters 115, 123, 127, and 143. Also see proposed 114 C.S.R. 14
#56	Transitional Requirements For The Conversion Of Medicare Supplement Insurance Benefits And Premiums To Conform To Medicare Program Revisions; Emergency Regulation	Outdated; See 114 C.S.R. 24 and Emergency Rule 114 C.S.R. 24
#57	Filing Requirements For Insurers Providing Accident And Sickness Coverage, Group & Individual, In West Virginia	Law is applicable; Use caution on exemptions
#58	Medicare Supplement Insurance Coverage; Compliance With The Omnibus Budget Reconciliation Act Of 1987 (OBRA) And Transitional Regulation Promulgated Pursuant To The Medicare Catastrophic Coverage Act Of 1988	Outdated; See 114 C.S.R. 24
#59	Pre-Licensing Education For Insurance Agents	Outdated
#60	Licensing And Regulation Of Insurance Adjusters	Law is applicable
#61	§3903(d)(2) Of The Federal Risk Retention Act Of 1986, Requiring Purchasing Groups To Give Notice To State Insurance Commissioners	Law is applicable
#62	Licensing Of Fraternal Benefit Society Agents	Outdated
#63	Termination Of Agents’ Authority To Represent Insurers	Outdated
#64	Filing Procedure Modifications And Clarification And New Legislation Related To Rate And Form Filings Passed During The 1989 Legislative Session	Outdated; 1989 Legislative Summary included
#65	Significant Insurance Legislation Enacted During The 1989 Regular Session Of The WV Legislature	1989 Legislative Summary
#66	Agent Licensing Forms	Article 12 rewritten but form RAF still being used
#67	Property Insurance Declination, Termination And Disclosure	Law is applicable; Codified at W.Va. Code § 33-17A-1 et seq.
#68	Rating Organization And Insurer Filing Procedures	Outdated; See C.S.R.67
#69	Agent Licensing Changes	Outdated
#70	Brief Summary Of Significant Insurance Legislation Enacted During The 1990 Regular Session Of The West Virginia Legislature	1990 Legislative Summary
#71	Personal Liability Of Agents	Outdated; Article 12 rewritten; See W.Va. Code §33-12-20
#72	Form And Rate Filing Abstracts For Accident And Sickness Insurance Filings	Outdated; See C.S.R.67
#73	Temporomandibular Joint Disorder (TMD) And Craniomandibular Disorder (CMD) Regulation	Law is applicable
#74	Limits Of Duties Of Unlicensed Persons	Outdated; Article 12 rewritten; See W.Va. Code §§ 33-12-18,19
#75	Agent Licensing Forms And Procedures Changes	Outdated
#76	Examination Assessment Fee	Law is applicable; Form is Outdated
#77	Significant Insurance Legislation Enacted During The 1991 Regular Session Of The Legislature	1991 Legislative Summary
#78	Procedures Which Apply In Regard To The Department's Mailing List	Outdated; Electronic service now offered
#79	Coordination And Filing With Consumer Advocate	Law is applicable; Informational letter is dated
#80	Brief Summary Of Significant Insurance Legislation Enacted During The 1992 Regular Session Of The West Virginia Legislature.	1992 Legislative Summary
#81	Continuing Education Requirements	Outdated; Article 12 rewritten; Continuing education now outsourced.
#82	Policy Surcharge (Senate Bill 128)	Amended W.Va. Code § 33-3-14d in 2001
#83	Medicare Supplement Insurance -- Compliance With State And Federal Requirements Based On The Omnibus Budget Reconciliation Act Of 1990 (OBRA '90)	Outdated; See 114 C.S.R. 24 and Emergency Rule 114 C.S.R. 24
#84	Decision In Russell v. State Auto. Mut. Insur. Co. Regarding Anti-Stacking Provisions -- Underinsured Motorist	Outdated
#85	Licensing Requirements For Agents Selling Credit Life/Credit Accident & Sickness Insurance	Outdated; Article 12 rewritten; See W.Va. Code § 33-12-9
#86	Summary Of 1993 Legislation	1993 Legislative Summary
#87	Summary Of 1993 Legislative Rules	1993 Rules Summary
#88	Forms For Mandatory Offer Of Optional Limits Of Automobile Uninsured And Underinsured Coverage	Superseded by 121-A
#89	Agents' Appointment Requirements	Outdated; Article 12 rewritten
#90	Release Of Records For Medicaid Recipients	Law is applicable
#91	Summary Of 1994 Legislation	1994 Legislative Summary
#92	Summary Of 1995 Legislation	1995 Legislative Summary; numbered incorrectly
#93	Telemarketing -- Responsibilities Of Insurance Companies And Continuing Education Requirements For Resident Insurance Agents Engaged In Telemarketing Insurance Products	Outdated; Article 12 rewritten
#94	1996 Legislative Information Pertaining To Replacement Of Life Insurance And Low Value Life Insurance Policies	Superseded by 94-B
#94-A	Replacement Of Life Insurance And Low Value Life Insurance Policies	Superseded by 94-B
#94-B	1996 Legislative Information Pertaining To Replacement Of Life Insurance And Low Value Life Insurance Policies	Law is applicable
#95	Treatment Of Assessment Payments	Law is applicable
#96	Summary Of 1996 Legislation	1996 Legislative Summary
#97	Automotive Crash Parts	Law is applicable
#98	Significant 1996 HMO Statutory Changes	1996 Legislative Summary regarding Health Maintenance Organizations
# 99	HMO Provider Billing	Law is applicable
#100	Annual HMO Grievance Report	Superseded by 100A
#100A	Annual Grievance Report and Written Plans of Action Regarding Complaints	Current policy; Supersedes 100
#101	Punitive Damages Exclusions In Personal Lines Liability Insurance Policies	Outdated
Supp. to #101	Punitive Damages Exclusions In Personal Lines Liability Insurance Policies	Outdated
#101A	Punitive Damages Exclusions In Personal Lines Liability Insurance Policies	Law is applicable
#102	Insurance For Diabetics	Law is applicable
#103	Health Maintenance Organization Application Guidelines And Checklist For Certificate Of Authority	Outdated
#104	Summary of Significant Insurance Legislation Enacted During The 1997 Regular Session Of The West Virginia Legislature	1997 Legislative Summary
#105	Revised Resident Agent Licensing Application	Law is applicable; Forms are current
#106	Election Of Individual Guaranteed Issue Policies Under The Federal Fallback Provisions Of The Health Insurance Portability And Accountability Act Of 1996 And West Virginia Code §33-15-2b	Law is applicable
#107	CanadaNon-ResidentInter-Province Motor Vehicle Liability Insurance Power Of Attorney And Undertaking	Law is applicable; Contact information is accessible at www.ccir-ccrra.org
#108	Health Maintenance Organization Renewal Application Checklist	Outdated
#109	Solicitation of medicare supplement policies to persons eligible by reason of age	Outdated
#109-A	Solicitation of medicare supplement policies to persons eligible by reason of age -- time frame for obtaining medicare supplement application,	Law is applicable
#110	Brief summary of significant insurance legislation enacted during the 1998 regular session of the West Virginia Legislature	1998 Legislative Summary
#111	HMO Subscriber Bill Of Rights Form/HMO Annual Emergency Service Reports	Outdated
#112	Health Maintenance Organization Renewal Application Checklist	Mileage standards are applicable; Form is outdated
#113	Triple X (Senate Bill 214)	Law is applicable
#114	Summary of Legislation Enacted During the 1999 Regular Session of the West Virginia Legislature	1999 Legislative Summary
#115	Adjustment of Total Loss Auto Claims	Current Policy
#116	Aids Testing/Reporting Requirements	Current Policy
#117	Health Maintenance Organization Renewal Application Checklist	Outdated; December 2001 notice of Health Maintenance Organization Application Checklist is current
#118	Summary of Legislation Enacted During the 2000 Regular Session of the West Virginia Legislature	2000 Legislative Summary
#119	Sets forth acceptable language developed in accordance with West Virginia law regarding arbitration and appraisal.	Superseded by 119-B
#119-A	Informational Letter to replace the arbitration and appraisal language set forth in Informational Letter No. 119 regarding arbitration and appraisal.	Replaced 119; Superseded by 119-B
#119-B	Arbitration and Appraisal Provisions - Homeowners	Current Policy; Supersedes 119-A
#120	Revised Forms A and B in Uninsured and Underinsured Motorist Coverage.	Withdrawn
#120-A	Withdrawal of Informational Letter 120 in its entirety.	Withdrawal of 120
#121	Follow-up to Informational Letters #120 and #120-A-Revised Forms and Explanation of Procedure for "Making Available" UM and UIM coverage to Insureds.	Amended by 121-A
#121-A	Clarification of Uninsured and Underinsured Coverage Offers	Current Policy
#122	HMO Patient Bill of Rights	Form no longer applicable; superseded by 134
#123	Official Used Car Guides	Current Policy; relates to 115, 127, 143
#124	Codification of Statutory Accounting Principles	Current Policy
#125	Privacy Provisions of the Gramm-Leach-Bliley Act	Outdated
#126	Premium Tax Credit for Investment in West Virginia Securities (House Bill 4303)	Revised forms January 2002
#127	Official Used Car Guides	Current Policy; Relates to 115, 123, 143
#128	Summary of Legislation Enacted During the 2001 Regular Session of the West Virginia Legislature	2001 Legislative Summary
#129	Credit Scoring Practices	Superseded by 142
#129-A	Credit Scoring Practices	Superseded by 142
#130	UM/UIM Excess Form	Current Policy
#131	Excess Lines Brokers - Insurance Tax Procedures Act (ITPA)	Current Policy
#132	Risk Retention Groups-Insurance Tax Procedures Act (ITPA)	Current Policy
#133	All Insurers - Insurance Tax Procedures Act (ITPA)	Current Policy
#134	All HMO's - Patient Bill of Rights	Current Policy
#135	Electronic Transaction of Insurance	Current Policy Citation mistakes are due to typographical errors. Click here for correct citations. Note: The reference to the promulgation of rules by the Secretary of State regarding electronic signatures is applicable only to governmental contracts. Private contracts are not governed by these rules. See W.Va. Code § 39A-3-3.