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Domestic Financial Examination Reports

W. Va. Code §33-2-9 requires the Insurance Commissioner to “thoroughly examine the financial conditions, and business affairs” of all insurers licensed to transact business in the State of West Virginia every five years. The Insurance Commissioner may accept company examinations from other states provided that the state conducting the examination is accredited by the National Association of Insurance Commissioners (NAIC). The code section further grants the Insurance Commissioner the authority to examine other entities which transact the business of insurance: these entities include but are not limited to agencies, third party administrators, and insurance adjusting firms; examination of these types of entices are conducted solely at the Commissioner’s discretion. Examinations may be conducted on-site or through analysis of data which the company submits to the regulator.

If you are unable to locate the company you are looking for, please contact the Financial Conditions Division at (304) 558-2100.