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The Rates & Forms Division reviews and approves or disapproves rate filings to determine the consistency with statutory requirements that they NOT be excessive, unjust, or unfairly discriminatory. We review and approve or disapprove insurance policies and related forms consistent with statutes and regulations.

General Information

Our Division consists of the following: Life& Health, HMO's, Credit Life and Accident & Health and Property-Casualty. Life & Health includes Medicare Supplement, Long Term Care, Individual & Group Health. Property & Casualty includes Personal & Commercial Fire, General Liability, Inland Marine, Medical Malpractice, Personal & Commercial Automobile, and other types of liability.

We are a PRIOR APPROVAL STATE. We receive approximately 700 filings per month.

Public Information Kiosk

The West Virginia Insurance Commission, located at 1124 Smith Street in Charleston, WV is proud to announce the implementation of our Rates & Forms Information Kiosk. All public rate & form filings are now available through this kiosk located in the Rates and Forms Division. The kiosk contains filings stored on our in-house imaging system as well as the National Association of Insurance Commissioners (NAIC) System for Electronic Rate & Form Filing (SERFF) system.  Due to the limited availability of access via this single terminal, reservations are recommended and may be made up to 30 days in advance by calling (304)-558-2094.

Filings may be viewed, and/or copied to a CD. The price list for copying to a CD is $5.00 per filing plus a fee of $5.00 per CD. For example, if 3 filings are burned to a CD, the total fee is $20.00.


Hours and Location

The Rates & Forms staff is available from 8:00 to 5:00 Monday thru Friday. Our office is located in the Greenbrooke Building, 1124 Smith Street, Room 301, Charleston, WV (parking is available at the rear of the building).


Phone:  (304) 558-2094

Send Correspondence to the address below:

West Virginia Offices of the Insurance Commissioner
Attention: Rates & Forms
P.O. Box 50540, 1124 Smith Street
Charleston, WV 25305-0540
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