Search   Register   Login  
Insurance Rules Index

The rules found on the Insurance Commission web site are provided as a public service only. Although this web site is updated on a regular basis, the Insurance Commission cannot guarantee the accuracy or completeness of the site’s contents and disclaims liability for errors and omissions in the contents. The official version of all Insurance Commission rules is maintained by the West Virginia Secretary of State and may be accessed through that office or through its web site. When relying upon any Insurance Commission rule, you are advised to obtain a copy of that rule from the office of the Secretary of State.

Click here to see the rules listed on the Secretary of States web site

Instructions for viewing:
Insure that the Adobe reader is installed on your computer. You may download the Adobe Reader by clicking here and following the onscreen instructions. Once the software is installed on your machine select the series number or the icon to view.

Word documents can be downloaded into your computer and saved. Right click on the Word icon and select "Save Target As..." to save your document into the appropriate directory. You may also left click the icon and open the document within your web browser.

Current
SERIES NO.TITLETYPEWORDPDFNOTES
Series 1Proxies, Consents, and Authorizations of Domestic Stock InsurersL 
Series 2Licensing and Conduct of Individual Insurance Producers, Agencies and SolicitorsL 
Series 2aFingerprinting Requirements For Applicants For Insurance Producer LicenseL 
Series 3Cancellation and Nonrenewal of Automobile Liability PoliciesL 
Series 4Insider Trading of Equity Securities of a Domestic Stock Insurance CompanyL 
Series 5Procedures to be Followed by Fire Rating OrganizationsP 
Series 6Regulation of Credit Life Insurance and Credit Accident and Sickness InsuranceL 
Series 7Premium Financing of Life Insurance for College StudentsL 
Series 8Replacement of Life Insurance Policies and Annuity ContractsL 
Series 9Mass Marketing of Property and Liability InsuranceL 
Series 10Advertisement of Accident and Sickness InsuranceL 
Series 11Advertisement of Life Insurance and AnnuitiesL 
Series 11aLife Insurance DisclosuresL 
Series 11bSuitability In Annuity TransactionsL 
Series 11cLife Insurance IllustrationsL 
Series 12Individual Accident and Sickness Insurance Minimum StandardsL 
Series 13Rules of Practice and Procedure for Hearings before the West Virginia Insurance CommissionerP 
Series 14Unfair Trade PracticesL 
Series 15Examiners and ExaminationsL 
Series 16Standards for Uniform Health Care Administration - REPEALEDL   
Series 17Medicare Supplement Insurance CoverageL 
Series 18RESERVEDL   
Series 19RESERVEDL   
Series 20Surplus Lines InsuranceL 
Series 21West Virginia Essential Property Insurance AssociationL 
Series 22Medical Malpractice Annual Reporting RequirementsL 
Series 23Medical Malpractice Loss Experience and Loss Expense Annual Reporting RequirementsL 
Series 24Medicare Supplement InsuranceL 
Series 24Medicare Supplement InsuranceE Effective Date of Emergency Rule Amendment: 7/1/09
Series 25Insurance AdjustersL 
Series 26Accident and Sickness Rate FilingL 
Series 27AIDS RegulationsL 
Series 27aAIDS Regulations - Sunset Date – Replaced by Amendments to Series 27I 
Series 28Group Coordination of BenefitsL 
Series 29Health Insurance Benefits for Temporomandibular and Craniomandibular DisordersL 
Series 30"Tail" Malpractice Insurance Covering Certain Medical and Allied Health Care ProvidersL 
Series 31Guaranteed Loss Ratios as Applied to Individual Sickness and Accident Insurance PoliciesL 
Series 32Long-Term Care InsuranceL  
Series 33Individual and Employer Group Minimum Benefits Accident & Sickness Insurance Policies - REPEALEDL   
Series 34Filing Fees for Purchasing Groups, and for Risk Retention Groups not Chartered in this StateL 
Series 35Insurance Holding Company Systems Reporting FormsL 
Series 36West Virginia Life and Health Insurance Guaranty Association Act Notice RequirementsL 
Series 36aWest Virginia Life and Health Insurance Guaranty Association Act Notice Requirements - APPENDIX AL 
Series 36WV Life and Health Guaranty Association Act Notice RequirementsE Effective Date of Emergency Rule Amendment: 9/23/09
Series 37Substandard Risk Motor Vehicle Insurance Notice RequirementsL 
Series 38Continuation of Coverage under Automobile Liability PoliciesL 
Series 39Group Accident and Sickness Insurance Minimum Policy Coverage StandardsL 
Series 40Credit for ReinsuranceL 
Series 41Actuarial Opinion and Memorandum RuleL Rule final filed with the SOS on 5/14/09. Effective 5/14/09
Series 42Continuing Education for Insurance ProducersL Rule final filed with the SOS on 5/14/09. Effective 5/14/09
Series 43Health Maintenance OrganizationsL 
Series 44Minimum Reserve Standards for Individual and Group Health Insurance ContractsL 
Series 45Recognizing Annuity Mortality Tables for Use in Determining Reserve Liabilities for AnnuitiesL 
Series 46Filing Procedures for Health Maintenance OrganizationsL 
Series 47Individual Medical Savings Accounts - DISAPPROVEDL   
Series 48Life and Health Reinsurance AgreementsL 
Series 49Valuation of Life Insurance Policies - DISAPPROVEDL   
Series 50Emergency Medical ServicesL 
Series 51Utilization ManagementL 
Series 52Diabetes RegulationsL 
Series 53Quality AssuranceL 
Series 54Group Accident and Sickness Insurance Issuance, Portability and Marketing RequirementsL 
Series 55Guaranteed Issue of Individual Accident and Sickness InsuranceL 
Series 56Quality Assurance Standards for Prepaid Limited Health Service OrganizationsL 
Series 57Privacy of Consumer Financial and Health InformationL 
Series 58External Review of Coverage DenialsL 
Series 59Medical Malpractice Insurance Consent to Rate and Guide "A" Rate AgreementsL 
Series 60Affidavits of Custodian BanksP 
Series 61Credit Personal Property InsuranceL 
Series 62Standards for safeguarding consumer informationL 
Series 63Standard Motor Vehicle Policy ProvisionsL 
Series 64Mental Health ParityL 
Series 64Mental Health ParityE Effective Date of Emergency Rule: 9/9/09
Series 65Self-Insurance pools for political subdivisionsL 
Series 66Mental Health Parity Cost Containment Measures Application and Annual Reporting Requirements REPEALED 4-29-08P 
Series 67Rate & Form Filing Abstracts (RULE ONLY - To View Forms You Must Visit The Secretary Of State's Web Site At - www.wvsos.com)P  - REPEALED
Series 68Valuation of Life Insurance PoliciesL 
Series 68aValuation of Life Insurance Policies - Appendix AL 
Series 69Recognition of the 2001 CSO Mortality Table For Use In Determining Minimum Reserve Liabilities and Nonforfeiture BenefitsL 
Series 69aRecognition of Preferred Mortality Tables For Use In Determining Minimum Reserve LiabilitiesL 
Series 70Rebates and ReferralsI 
Series 71Insurance Fraud PreventionL 
Series 72Personal Private Passenger Automobile Liability Insurance and Property Insurance Withdrawal Plan ProceduresP 
Series 73Small Employer Eligibility RequirementsL 
Series 74Nonrenewal of Property Insurance PoliciesL 
Series 75Private Passenger Automobile and Property Insurance - Biannual Rate FilingsL 
Series 76Rules of Practice and Procedure for Administrative Proceedings Brought by Third Party ClaimantsP 
Series 77Rate Filing Requirements For Title Insurance CompaniesL 
Series 78Individual Limited Health Benefits PlansL 
Series 79Group Limited Health Benefits PlansL 
Series 80Viatical SettlementsL Rule final filed with the SOS on 5/14/09. Effective 5/14/09
Series 80Viatical SettlementsE Effective Date of Emergency Rule Amendment: 9/9/09
Series 81Procedures For Analytical Criteria and MethodologyP 
Series 82Military Sales PracticesL 
Series 83Discount Medical Plan Organizations and Discount Prescription Drug Plan OrganizationsL Rule final filed with the SOS on 5/14/09. Effective 5/14/09
Series 85Professional Employer OrganizationsL Rule final filed with the SOS on 5/14/09. Effective 5/14/09
Series 86Preneed Life Insurance Minimum Standards for Determining Reserve Liabilities and Nonforfeiture ValuesL Rule final filed with the SOS on 5/14/09. Effective 5/14/09
Proposed
SERIES NO.TITLETYPEWORDPDFNOTES
Series 11DVariable Life InsuranceL Modified rule filed with the SOS & LRMRC on 1/26/10
Series 11EAnnuity DisclosureL Modified rule filed with the SOS & LRMRC on 1/25/10
Series 24Medicare Supplement InsuranceL Modified rule filed with the SOS & LRMRC on 1/26/10
Series 28Coordination of Health BenefitsL Agency Approved rule filed with the SOS & LRMRC on 7/17/09
Series 36WV Life & Health Insurance Guaranty Association Act Notice RequirementsL Agency Approved rule filed with the SOS & LRMRC on 7/31/09
Series 64Mental Health ParityL Modified rules filed with the SOS & LRMRC on 12/17/09
Series 80Viatical SettlementsL Agency Approved Rule filed with the SOS & LRMRC on 7/24/09
Series 87Preventive Care Pilot ProgramL Modified rule filed with the SOS & LRMRC on 1/25/10
Series 89Use of Senior-Specific Certifications & Professional Designations in the Sale of Life Insurance and AnnuitiesL Modified rules filed with the SOS & LRMRC on 12/17/09
Emergency
Copyright (c) 2010 WVInsurance   |  Privacy Statement   |  Terms Of Use      Skin Designed By   O.I.C.