The Employer Coverage Unit works with WV employers to insure that they are compliant with current workers’ compensation laws as they relate to requirements for coverage.
The unit has three primary functions. The first function focuses on compliance. The unit verifies coverage for other agencies and governmental bodies. They also try to insure that all employers required to carry workers’ compensation comply with the law. If an employer is found to be non-compliant, the unit sets up an account to assess the employer a fine. These fines are related to WV Code 23-2C-8(d)(3) Workers’ Compensation Uninsured Employers Fund.
The unit also has the task of carrier compliance with the National Council on Compensation Insurance (NCCI) Proof of Coverage (POC) system. Carriers that fail to report timely as required by the POC guidelines are maintained and reported to Regulatory Compliance for further review.
The second primary function relates directly to the Uninsured Employers’ Fund. The unit serves as the entry point of contact for the processing of workers’ compensation claims filed by employees of WV employers who are uninsured. These claims are governed by Title 85 Series 8, The Workers’ Compensation Uninsured Employers’ Fund. This fund was established in order to provide a safety net for workers who are injured while working for an illegally operating employer. Once a claim is accepted into the Fund, the employer is responsible for reimbursement to the fund for all monies paid on their behalf.
The third function is to review requests for exemptions from coverage from employers and make appropriate determination of exemption.
Phone: 304-558-6279 x1202