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Rates & Forms

Contact Information
Telephone:
  (304) 558-2094
Facsimile:
  304-558-4965
E-Mail:
  OICRatesForms@wv.gov
Correspondence:
  WV Offices of the Insurance Commissioner
  Attention: Rates & Forms
  P.O. Box 50540, 900 Pennsylvania Avenue
  Charleston, West Virginia 25305-0540
Physical Address:
  West Virginia Lottery Building
  900 Pennsylvania Ave.
  Room 717
  Charleston, West Virginia 25302
Business Hours
  (Mon-Fri) 8:00 am - 5:00 pm
  Eastern Standard Time
Rates & Forms

The Rates & Forms Division reviews and approves or disapproves rate filings to determine the consistency with statutory requirements that they not be excessive, unjust, or unfairly discriminatory. We review and approve or disapprove insurance policies, rules and related forms consistent with statutes and regulations.

General Information

Our Division consists of the following: Life& Health, HMO's, Credit Life and Accident & Health and Property-Casualty. Life & Health includes Medicare Supplement, Long Term Care, Individual & Group Health. Property & Casualty includes Personal & Commercial Fire, General Liability, Inland Marine, Medical Malpractice, Personal & Commercial Automobile, and other types of liability.

We are a PRIOR APPROVAL STATE. We receive approximately 500 filings per month.

 

Electronic Public Access to Insurance Company Filings

In an effort to make records more accessible to the public, the Commission is pleased to offer two methods of electronically accessing insurance company filings. Filings are available electronically upon the completion of the Rates and Forms Division’s review.

Insurance company filing are now available to the public through the SERFF Filing Access (SFA) website. Through the SFA, you can view filing conveniently from your home, office or anywhere you have access to a computer. There is no charge associated with this method.

System For Electronic Rate And Form Filing (SERFF)

Public Information Kiosk Filings can also be reviewed by using the computer kiosk located at the Commission’s Office, 900 Pennsylvania Avenue in Charleston, WV. Due to the limited availability of access via this single terminal, reservations are recommended and may be made up to 30 days in advance by calling (304) 558-2094.

Filings may be viewed and/or copied to a CD. The price for copying to a CD is $5.00 per filing plus a fee of $5.00 per CD. For example, if 3 filings are burned to a CD, the total fee is $20.00.

The Rates and Forms staff is available from 8:00 to 5:00 Monday through Friday. Our office is located in the West Virginia Lottery Building, 900 Pennsylvania Avenue, Room 717, Charleston, WV (parking is available in front of the building).