The Claims Services Division is a team of dedicated employees providing quality oversight and support of multiple workers’ compensation programs. The Old Fund is the legacy claims liability that existed upon the privatization of workers’ compensation, which is administered by the Third Party Administrators (TPAs); Sedgwick CMS and HealthSmart. In addition, this Division provides claims oversight of the Uninsured Employer Fund (UEF), the Federal Black Lung program with dates of last exposure prior to January 1, 2006, and the State Agency Workers’ Compensation (SAWC) program. A primary focus is to ensure the claims are properly reserved and administered to the Best Claims Practice standards, and that the claims are in compliance with statutory and regulatory provisions.
There are additional internal controls for which this Division is responsible for to ensure proper management of these claims. For example, the Claims Services Division performs on-site Best Claims Practice Reviews, on-going quality assurance reviews, large loss review staffing with each TPA, indemnity payment approval threshold of $25,000.00 or greater, and the settlement initiative. This Division also performs multiple regulatory duties; such as, maintaining the Occupational Pneumoconiosis (OP) Board and the Permanent Total Disability Review Board (PTDRB) dockets, the Claims Index, and the Electronic Data Interchange (EDI) program. In addition, the Claims Services Division coordinates with the West Virginia State Auditor’s Office and the TPAs to establish Electronic Fund Transfers (EFTS) for injured workers or their dependents who receive benefits.
The Claims Services Division maintains a nurse on-site to review pharmacy reports for trends, conduct internal medical reviews of claims with complicated medical conditions or issues, and to assist the claims staff in determining appropriate medical oversight of claims. This Division also has Insurance Program Specialists, who are responsible for monthly and yearly reporting, trending based on those reports, IT testing and workflow development, Electronic Data Interchange (EDI), and automation of our claims review processes. In addition, this Division will implement a medical audit project in the near future.
The Claims Services Division is currently working with, or is responsible for the oversight of the following programs. Click on the applicable links below for additional information regarding each program.
The West Virginia Offices of the Insurance Commissioner (WVOIC) contracts with two TPAs and two carriers to administer claims on its behalf. The TPAs and carriers currently under contract are:
Sedgwick CMS, which administers the largest portion of the Old Fund Trauma and UEF claims
HealthSmart Disability Management, which administers the majority of State Occupational Pneumoconiosis (OP) and Federal Black Lung (FBL) claims, Security, and Guaranteed funds
Zurich, the carrier which administers the State Agency Workers’ Compensation (SAWC) program for dates of injury on or before June 30, 2017
BrickStreet Insurance Company, the carrier which administers the State Agency Workers' Compensation (SAWC) program for dates of injury on or after July 1, 2017
To maintain efficiency and compliance within the multiple programs, the Claims Services staff maintains interaction with Sedgwick CMS, HealthSmart Disability Management, Zurich, and BrickStreet Insurance Company daily.
|CLAIMS SERVICES DIVISION
P.O. Box 50540
Charleston, WV 25305
Notices to Dependents
WV Code §23-4-10 – Classification of Death Benefits; “Dependent” defined:
There are two types of dependent benefit applications; the 104 Weeks, and Dependents Benefits. Please review each application carefully to determine which is applicable.
The following Notices to Dependents under WV Code §23-4-10(f) are to be used by the WVOIC, self-insured employers, private carriers, and TPAs to inform dependents receiving 104-week awards that they may be eligible for benefits under WV Code §23-4-15, and to explain how to apply for such benefits. Please refer to Informational Letter No. 176 found on the Insurance Commissioner’s website at http://www.wvinsurance.gov for additional information regarding these notices.
Notices to Dependents Links:
Workers’ Compensation Forms
The following forms are approved for use with West Virginia Workers’ Compensation Claims. Private carriers may modify these forms with regard to trade dress and carrier-specific Information (e.g., the name and mailing address of the private carrier or third party administrator), and may alter the forms to provide space for the entry of information on the form by the private carrier. HOWEVER, private carriers may NOT modify, add, or subtract fields requesting information to be provided by injured workers without prior OIC approval.
The forms below have been prepared recently by the OIC as examples of approved forms for general use:
Please make safety a priority!
Every individual is responsible for helping ensure his or her work environment is safe and free of hazards. Let us all work to eliminate potential risk. When an unavoidable accident does happen, and there is a compensable injury, please assist the injured worker in receiving timely and adequate indemnity and medical care for the compensable injury. If you do not have a return to work program, consider the options your company has available to assist an injured worker with returning to work.